Frequently Asked Questions
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Is the SmartSpend (previously SmartLink) card a Debit card or a credit card?
The Truly Financial corporate Visa card works like a debit card and is linked to your Checking account. However, unlike a debit card that carries no rewards, you earn up to 2.5% cash back with the Truly Financial card.
Unlike traditional credit cards, the spending limits on the card are totally under your control. You can assign spending limits per transaction and per month for each Truly Financial cardholder in your company, change these limits at any time, and also lock/unlock the card at will. We call this the SmartSpend account.