Pricing designed to preserve your profits at Truly Financial


With Truly Financial, you get preferential status from day one.

See Pricing Get Started

You Get:
  • No Monthly Fees or Minimum Deposits
  • Free Checking Account
  • Corporate Visa Cards
  • Receive by ACH, Wire, Stripe, etc.
  • Rewards & Perks
In the U.S. or Canada? Coming Soon:
  • Receive in 33 Currencies
  • Send Payments Worldwide
  • Hold & Convert Between Currencies
  • And more…
Did you know?
The average business check costs $10 to send.
Old-school banking collects wire fees from you AND the receiving party.
Small business owners spend an average of 18-25 hrs a week on banking.

Pricing Plans

Our pricing is designed to preserve your profits. No complex plans to decode, and you’ll never get hit by fees you don’t see upfront.

Basic Plan
Preferred Plan
U.S. Checking Account Preferred Plan Check Smart Saver Plan Check
Truly Financial Visa Card Preferred Plan Check Smart Saver Plan Check
Convert Between Currencies Preferred Plan Check Smart Saver Plan Check
Pay Other Truly Financial Users Preferred Plan FREE Smart Saver Plan FREE
Receive from Stripe, Amazon etc. Preferred Plan Check Smart Saver Plan Check
Receive ACH payments in the U.S. Preferred Plan Check Smart Saver Plan Check
Multi-Currency Account (32 Currencies)* Preferred Plan Check Smart Saver Plan Check
Account Opening Preferred Plan FREE Smart Saver Plan FREE
Minimum Deposit Preferred Plan $0 Smart Saver Plan $0
Monthly Fees* Preferred Plan None Smart Saver Plan $25

First 3 Months FREE

ATM Withdrawals Preferred Plan FREE Smart Saver Plan FREE
Payments within U.S.
Receive in USD from Stripe, Amazon, etc. Preferred Plan FREE Smart Saver Plan FREE
Receive ACH Deposits Preferred Plan FREE Smart Saver Plan FREE
Hold and Convert Between Currencies** Preferred Plan FREE Smart Saver Plan FREE
Pay via ACH to suppliers and employees** Preferred Plan FREE Smart Saver Plan FREE
Domestic Wire Transfer** Preferred Plan $5

3 FREE/mo

Smart Saver Plan FREE
Receive Domestic Wire Transfers Preferred Plan FREE Smart Saver Plan FREE
International Payments
Receive in Euro/GBP from Stripe, Amazon, etc.** Preferred Plan $1

10 FREE/mo

Smart Saver Plan FREE
Pay Anyone in Their Local Currency (50 Countries)** Preferred Plan $5

3 FREE/mo

Smart Saver Plan FREE
Receive Wire Transfers (32 Currencies)** Preferred Plan FREE Smart Saver Plan FREE
Send Wire Transfers*** Preferred Plan $10

3 FREE/mo

Smart Saver Plan FREE

*Change plans anytime – no penalties.

**Available to U.S. and Canadian customers only.

***Recipient may be charged a processing fee by their bank.

[Prices are subject to change.]

Preferred Plan   Smart Saver Plan  
  Preferred PlanBasic Plan Smart Saver PlanPreferred Plan

Truly Savvy Points

1000 points = $1  Easy to Earn.  No Mental Gymnastics Required.

Earn at Home or Abroad:
  • 25x Points on Foreign Currency Transactions
  • 20x Points on Dining & Restaurants
  • 15x Points on Travel & Accommodation
Rewards for Running Your Business:
  • 10x Points on Google Ads and Facebook Ads
  • 5x Points on Google Apps/Cloud, Azure, AWS
  • 1x Points on All Other Transactions

Frequently Asked Questions

Have another question? Send us a message.

Contact Us

What is Truly Financial?

Truly Financial is the first real alternative to old-school business banking. We are the first and only service to combine the convenience of receiving and paying seamlessly with a checking account, a multi-currency account, expense management functionality and more. Now you can get lower fees and more perks, faster payments and better connections, greater respect and global reach. Experience what it feels like to take fat-cat banking out of your small business finances.

Who is Truly Financial for?

Are you a smaller business? Then you’re just our type! Truly Financial is audaciously for the little guy. We’re built to give you the preferential treatment you deserve … from day one. Whether you sell online or on Main Street (or even on Zoom!), we give you access to banking services that have traditionally been available only to larger enterprises.

Why do you need to verify my ID?

We need to verify your ID to ensure that there is a real person behind each account we open, and to prove that they are who they claim to be. This prevents someone from operating on your behalf without authorization or impersonating you to commit fraud.

At Truly Financial, we incorporate biometric technology to determine, in real-time, the person opening an account. We also use advanced document verification technology, so you don’t have to physically visit a branch or provide paper documentation.

I applied and my account has been approved! What’s next?

Congrats and welcome! We’re so excited to have you onboard and can’t wait for you to start empowering your business with Truly Financial.

If you are the *Admin user, you can now start adding team members. Login to your account and go to the “Team Member” tab. Select ‘Add a Team Member’ and follow the prompts on your screen.

*The main user on your account will be designated as an Admin. This Admin will be able to assign Visa cards to pay for company expenses, view checking accounts, and pay suppliers via ACH/wire transfer. The Admin can also invite employees from your company and assign Visa cards to them or invite the company accountant to have access to transactions for accounting purposes.

How does a Truly Financial corporate Visa card benefit teams?

Uniquely designed for small businesses, the Truly Financial’s corporate Visa card helps teams collaborate efficiently anywhere in the world, regardless of where they live. The Truly Financial Visa makes it easy for you to remove obstacles when your team needs to be empowered.

  • Issue unlimited Visa cards for your team members.
  • Issue cards to team members living in any country.
  • Set and control spending limits for each card.
  • Teams can use cards in their own local currency – no more rejected payments!
  • Eliminate back-and-forth expense claims and cumbersome reimbursements.


  • Employee in Europe paying $7000 for a conference sponsorship.
  • Team member in Philippines paying for a $200 SaaS subscription.
  • Team member in India buying a laptop for $2500.
  • Team member in the U.S. paying digital agency invoice.
  • Team member in Canada paying for Facebook ads.

Get in touch with us to learn more about how to issue Visa cards for your team.

What services do you offer?

Truly Financial makes it easy for your business to receive payments, send payments, streamline expenses, and pay team members. You get a free checking account and corporate Visa cards to help manage your business spending.

What currencies can I receive in my Truly Financial account?

Your Truly Financial account allows you to get paid (and hold funds!) in the following 33 currencies.


Use your balances to make payments or convert between currencies whenever YOU need to.

Where is Truly Financial available?

Truly Financial is currently available to customers in the United States and Canada.

Truly Financial is being built as a global bank for businesses and would gradually be made available to customers in other countries including South America, Europe, and Asia. Please sign up for our newsletter to be kept updated as we launch into new geographies.

Note: The availability of certain services or features may vary by country. Truly Financial is a business banking service and requires that you apply for an account as an incorporated or registered business only.